Lumos Tools/Bank Statement Converter
Coming soon

Statements in. Checked transactions out.

Drop in one PDF or a whole year. Lumos reads every transaction, checks it against the bank's own balances and gives you a file ready to import into Xero or QuickBooks.

Coming soon · £20 a monthSee all six tools

Included with every other tool in Lumos Tools. Cancel any time.

Lumos Tools · Bank Statement Converter
Lumos Tools · Bank Statement Converter
The real Bank Statement Converter.
£0 per page
on downloaded PDF statements, however long
To the penny
every statement reconciled to its own balances
Whole years
loaded at once, with missing statements flagged

What it does

Bank Statement Converter

  • ✓Reconciled to the penny on every statement.
  • ✓Missing statements found when you load a year.
  • ✓Xero and QuickBooks ready, payee and reference split out.
  • ✓Balances on every row, worked out where the bank prints one a day.
Any UK bank PDFPassword-protectedWhole years at once
ANNA business · Feb to Oct1 problem
Gap between July and September. A statement is probably missing.
DatePayeeAmount
13/04/2026STEPHEN GOVIER3,000.00
16/04/2026Mayflower Auto100.00
21/04/2026APPLE.COM/BILL−6.99
28/04/2026EVENT INSURANCE−354.00
Xero CSVQuickBooks CSVSpreadsheet
Example

What changes

The old way, and the Lumos way

Without Lumos

  • Typing transactions from PDFs, or paying for every page
  • Finding a missing statement after the import
  • Ticking balances off by hand

With Bank Statement Converter

  • Every transaction read and reconciled to the penny
  • Gaps between statements flagged when you load the year
  • One flat price, with no page limits on downloaded PDFs

How it works

Bank Statement Converter in three steps

1

Drop in your statements

One PDF or a whole year at once, from any UK bank. Password-protected PDFs are fine.

2

Lumos reads and checks

Every transaction is read and reconciled to the statement's own balances, to the penny. Gaps between statements are flagged.

3

Download and import

Get a Xero CSV, a QuickBooks CSV or a spreadsheet, with payee and reference split out and a balance on every row.

Questions

About Bank Statement Converter

Which banks does it work with?

Most UK bank and building society PDFs. The reconciliation check tells you straight away if anything hasn't been read correctly.

Do you keep my statements?

No. Statements are discarded as soon as the transactions are returned to you.

What about paper statements?

Downloaded PDF statements are unlimited. Paper or scanned statements are read from an image, at 1 scan credit (3p) a page, and you see the cost before you confirm.

Also in Lumos Tools

Five more tools, same price

Your £20 a month covers every tool, with no page limits on downloaded PDFs.

PDF to Excel or WordAccounts and reports into editable filesE-SignatureSend packs and sign only the pages neededHandwritten NotesPhotos of notes, typed up with actionsPDF MergeBuild one pack from several PDFsPDF SplitRemove pages and blank scans

£20 a month. Every tool. Every page.

Or £220 a year. Prices include VAT. No free trial, cancel any time.

Coming soonSee pricing