Lumos/Legal/Website disclaimer

Website disclaimer

Last updated 29 October 2026

In short: our website describes Lumos in general terms. It is not professional advice. Lumos CRM and Lumos Finance are still being built, so details may change. Your use of Lumos itself is covered by our terms of service.

General information only

The content on lumoshub.com is general information about Lumos and how it can help. We are accountants and built Lumos for our own practice, but nothing on this website is accounting, tax, legal or financial advice, and it does not create a client relationship with us or our practice. Take advice that fits your own circumstances before acting on anything you read here.

Results from Lumos

Lumos reads documents automatically and can make mistakes. Always check what Lumos produces against the original documents before relying on it, for example before filing accounts, tax returns or VAT returns. You remain responsible for the figures you submit.

Products in development

Lumos CRM and Lumos Finance are in development and not available yet. Their features, prices, offers and launch dates are our current plans and may change before launch. Screens shown for them are previews of work in progress.

Screenshots and examples

Screenshots, demonstrations and figures on this website use made-up example businesses, practices, people and numbers. Any resemblance to real businesses or people is a coincidence.

HMRC and Making Tax Digital

Lumos is not yet recognised by HMRC to send returns. Where our website describes VAT or other returns, you submit the figures through HMRC-recognised software. Lumos is not affiliated with or endorsed by HMRC, Companies House or any other government body.

Other companies' names

Xero, Xero Practice Manager, QuickBooks, Microsoft Excel, Microsoft Word, Engager, Karbon, Senta, TaxCalc, Landlord Vision and Stripe are trademarks of their owners. We mention them only to explain what Lumos works with or replaces. Lumos is independent and is not affiliated with, endorsed or sponsored by any of them. Comparisons with other products reflect our understanding when written and may go out of date.

Links to other websites

Where we link to other websites, we do so for your information only. We are not responsible for their content or how they use your data.

Keeping the website accurate

We work to keep this website accurate and up to date, but we can't promise that every detail is complete or current at all times, or that the website will always be available. If you spot something wrong, please tell us at hello@lumoshub.com. Prices and what you get are confirmed before you pay and set out in our terms of service.

Our liability for the website

As far as the law allows, we are not liable for loss arising from relying on general information on this website. This does not limit our liability for death or personal injury caused by our negligence, for fraud, or for anything else the law does not allow us to limit, and it does not affect your rights as a consumer or our responsibilities under our terms of service.