£0 per page on downloaded PDF statements

Unlimited bank statements. Per-page fees.One flat price.

Six tools for the work behind accounts and tax returns, from checked bank statement CSVs to e-signatures. £20 a month, every tool, no page limits.

Coming soon · £20 a month See the tools

✓No page limits on downloaded PDFs✓Cancel any time✓UK based

Everything included

Bank Statement ConverterPDF statements to checked Xero and QuickBooks CSVs PDF to Excel or WordAccounts and reports into editable files E-SignatureSend packs and sign only the pages needed Handwritten NotesPhotos of notes, typed up with actions PDF MergeBuild one pack from several PDFs PDF SplitRemove pages and blank scans

Unlimitedpages and statements

£0per page on downloaded PDFs

6 toolsone login

To the pennyevery statement reconciled

Reconciled to the pennyMissing statements foundXero and QuickBooks CSVsPassword-protected PDFsBrackets read as negativesSign only the pages neededNo account for signersSigning certificateAction items with who and whenBlank pages found for youNever uploadedReconciled to the pennyMissing statements foundXero and QuickBooks CSVsPassword-protected PDFsBrackets read as negativesSign only the pages neededNo account for signersSigning certificateAction items with who and whenBlank pages found for youNever uploaded

The tools

Six tools. Pick one to see how it works.

Bank Statement Converter

Statements in. Checked transactions out.

Drop in one PDF or a whole year. Lumos reads every transaction, checks it against the bank's own balances and gives you a file ready to import.

✓Reconciled to the penny on every statement.
✓Missing statements found when you load a year.
✓Xero and QuickBooks ready, payee and reference split out.
✓Balances on every row, worked out where the bank prints one a day.

Everything about Bank Statement Converter →

Any UK bank PDFPassword-protectedWhole years at once

ANNA business · Feb to Oct1 problem

Gap between July and September. A statement is probably missing.

DatePayeeAmount

13/04/2026STEPHEN GOVIER3,000.00

16/04/2026Mayflower Auto100.00

21/04/2026APPLE.COM/BILL−6.99

28/04/2026EVENT INSURANCE−354.00

Xero CSVQuickBooks CSVSpreadsheet

PDF to Excel or Word

Stop retyping figures from PDFs.

Turn accounts, tax computations and management reports into a spreadsheet or document with the same layout.

✓Real numbers in Excel, brackets read as negatives.
✓Layout kept: headings, columns and notes stay put.
✓Word when you need to edit letters and reports.
✓Never uploaded. Works in your browser.

Everything about PDF to Excel or Word →

Prior-year accountsTax computationsReports

Prior-year accounts.pdf → ExcelDone

Profit and loss20262025

Turnover84,21071,904

Cost of sales(31,880)(27,415)

Gross profit=B1+B244,489

Admin expenses(18,602)(16,930)

Example figures

E-Signature

Send the whole pack. Sign only the pages that matter.

Upload a 60-page year-end pack, tick the pages that need signing and drop the boxes where each person signs.

✓Pick pages fast: type "3, 7, 12-14" or tick as you scroll.
✓No account for signers: a secure link, signed on their phone.
✓Signing order and reminders, with who's opened and signed.
✓Signed PDF with a certificate of who signed and when.

Everything about E-Signature →

Unlimited requestsEngagement lettersAccounts approval

Year-end pack · 46 pages1 of 2 signed

James WalkerSigned 09:14

Sarah WalkerOpened

Handwritten Notes

Photograph your notes. Get them typed up and organised.

Snap notes from a meeting or call and Lumos reads your handwriting, then sorts it into something you can file or send.

✓A short summary at the top.
✓Action items with who and when.
✓Unclear words flagged, never guessed silently.
✓Download as Word or copy.

Everything about Handwritten Notes →

1 scan credit (3p) a pageUp to 6 pagesNot stored

VAT qtr to 30/9 – due 7 Nov
missing purch invs → Fri
van? lease v buy

Call with J Walker Ltd

VAT return due 7 November. Invoices coming Friday.

☐ Send missing invoices · James · Fri☐ File VAT return · Priya · 07/11

PDF Merge

Build the pack in one go.

Combine accounts, statements, letters and schedules into one PDF, in the order you want.

✓Drag files into order, rotate or reorder pages.
✓Several pages to a sheet, or a folded booklet.
✓Straight into E-Signature when it's ready.
✓Never uploaded. Works in your browser.

Everything about PDF Merge →

Year-end pack.pdf5 files · 46 pages

1Engagement letter.pdf4 pages

2Statutory accounts.pdf18 pages

3Tax computation.pdf9 pages

4Bank statements.pdf13 pages

PDF Split

Keep only the pages you need.

Tidy up scans and client uploads before you file or send them.

✓Remove pages with a click or by page range.
✓Blank pages found for you, like double-sided scan backs.
✓Split one PDF into several, at chosen pages.
✓Never uploaded. Works in your browser.

Everything about PDF Split →

Scanned records.pdf · 9 pages2 blank pages

Remove blank pagesSplit every 2 pages

Why a flat price

Per-page pricing punishes your busiest months

Pay-per-page converters

✕Long statements cost the most
✕Credits run out mid-job
✕You think twice before re-running a statement

Lumos Tools

✓£20 a month, unlimited downloaded PDF pages
✓Re-run, correct and export as often as you like
✓Five more tools included

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Paying per page£40.00

Lumos Tools£20.00

You'd save £20.00 a month, or £240.00 a year.

Lumos Tools pricing

One price. Every page. Every tool.

Your fee covers unlimited use of every tool. Credits are only used for scanned pages.

Monthly

£20 per month

✓Unlimited use of all six tools
✓Every page of downloaded PDF statements
✓Unlimited e-signature requests
✓Cancel any time

Monthly · coming soon

Save £20

Annual

£220 per year

✓Everything in Monthly
✓Works out at £18.33 a month
✓One payment a year

Annual · coming soon

Scan credits: only for scanned pages

Paper statements and handwritten notes are read from an image, at 1 credit a page: 3p a page. You see the cost and confirm first, and credits don't expire while your account is open.

£3100 pages3p a page

£10500 pages2p a page

£302,000 pages1.5p a page

No VAT is charged, as we are not VAT registered. Choose a plan, pay securely by card, then set your password from the email we send. No free trial.

Made for people who need the numbers to be right

Checks itself

Every statement reconciled and every gap flagged.

Nothing stored

Statements are discarded straight after conversion.

Built by accountants

Used in our own UK practice every day.

Questions

Is it really unlimited?

Yes. Your fee covers unlimited use of every tool. The only thing that uses credits is a scanned or photographed page, because it has to be read from the image. Fair use applies.

Which banks does it work with?

Most UK bank and building society PDFs. The reconciliation check tells you straight away if anything hasn't been read correctly.

Do you keep my statements?

No. Statements are discarded as soon as the transactions are returned to you. Documents sent for signing are stored securely in the UK and kept for 12 months after signing.

Are e-signatures legally binding?

For most documents in England and Wales, yes, including engagement letters, accounts approvals and contracts. Wills and some deeds still need a handwritten, witnessed signature.

Is there a free trial?

No. Lumos Tools is coming soon. When it launches, your account is created when you subscribe.

Stop counting pages. Coming soon.

£20 a month or £220 a year. Cancel any time.

Coming soon